Flexible Financing for ADU in Fresno
Call (559) 354-0579 and we’ll walk you through it. A big project like an ADU, garage conversion, or home addition shouldn’t stall out because you’re worried about how to pay for it. Lodgewick ADU Fresno offers straightforward payment approaches so you can plan the build, not stress about the bill. Russ Delmar, Owner, has seen too many homeowners in Fresno put off a perfectly good ADU because nobody explained their options clearly. We’ll fix that right now.
Payment Options We Offer
Financing Plans
We work with several financing partners that specialize in home improvement and ADU construction. These are loans designed specifically for accessory dwelling units and home additions, not generic credit cards. The process starts with a conversation, not a stack of paperwork. We’ll help you understand which financing approach fits your project size, whether you’re building a detached ADU in Tower District or converting a garage in Sunnyside.
Major Credit and Debit Cards
We accept all major cards for deposits and progress payments. This works well for smaller scope items like a garage conversion design phase or initial materials deposits. Some homeowners in Fresno prefer to put a portion on a card that earns points or cash back. Just tell us how you want to structure it.
Cash and Check
Traditional payment methods are always welcome if that’s how you’d rather handle it. Many of our Fresno homeowners save up for a home addition and pay in stages as we hit milestones. We’ll lay out exactly what’s due and when before we ever break ground.
Up-Front Written Pricing
Every Lodgewick ADU Fresno project gets a written price before any work starts. No price changes at the door, no surprise line items halfway through. You’ll know your total, your payment schedule, and your finish timeline before you commit. That’s The Kingswell Way: say the price before the work, and put it in writing.
Simple Application Process
Start by calling (559) 354-0579. A live person answers, not a voicemail. We’ll talk through your project scope, whether that’s a detached ADU, a JADU (junior accessory dwelling unit, which is a smaller unit inside your existing home), or a garage conversion. Then we’ll guide you through a quick pre-qualification conversation with a financing partner. It’s a phone call, not a credit commitment. Finally, you’ll choose a plan that matches your monthly comfort level. That’s it. Most Fresno homeowners go from first call to clear payment picture in under 48 hours.
Frequently Asked Questions
Yes. We connect Fresno homeowners with financing partners that specialize in ADU construction and home additions. We do not set the rates, terms, or approval amounts, and we’ll never invent numbers just to make a sale. What we do is make the introduction simple and walk alongside you through the pre-qualification conversation. Call (559) 354-0579 and we’ll explain how it works for your specific project.
Basic information: your name, contact details, approximate project budget, and whether you own the home where the ADU is being built. The financing partner will handle the rest, including any income or credit documentation they need. We’re there to help translate, not to pressure. If financing isn’t the right fit, we’ll tell you that honestly and talk through other payment approaches.
No. Estimates from Lodgewick ADU Fresno are free. We’ll come out, look at your lot and your existing structures, and give you a written price before any work starts. That written price is yours to keep whether you move forward with us or not. Call (559) 354-0579 to schedule yours. No obligation, no pressure, just real numbers.
Yes. Plenty of Fresno homeowners put a down payment on a card for the points, write a check for the next milestone, and finance the remainder. We’ll build a payment schedule that fits how you actually want to pay. The only rule is that the total price is written down and agreed on before work begins, so you’ll never face a surprise line item. That’s the 365-Day Done Right Promise at work: if something isn’t right within the first year, we come back and make it right. In writing, on every project.
Written by Russ Delmar, Owner at Lodgewick ADU Fresno, serving Fresno since 2010.
